Bab-ul-Ilm

Smart Shopping

Chapter 4 — Spending Wisely, Debt, and Giving

Listen in EnglishRead aloud by your device — pick a speed:

Smart shopping, defined: Smart shopping does not mean buying the cheapest thing. It means buying what you need, at a fair price, at the right time.

Two habits: list and compare: Three habits help. First, make a list before you go and follow it. Second, compare prices — the same rice or oil often costs less in another shop or on a different day.

Third habit: wait a day: Third, wait a day before a big purchase. If you still want it tomorrow, it is probably a real want. If you forget it, you have saved money without trying.

Buy quality for daily use: Buy quality for things you use every day, like shoes for a child. Cheap shoes that break in a month cost more in the end.

Example

Nadia shops with a list: Nadia goes to the market with a list every week. She checks the wholesale market once a month for rice, oil, and lentils.

Rs. 4,000 less a month: Her neighbour shops without a list and buys whatever looks nice. Nadia spends about Rs. 4,000 less a month on the same food.

Key Terms

  • List (فہرست) — what you plan to buy, written before shopping
  • Compare prices (قیمتیں موازنہ کرنا) — checking two or three shops before buying
  • Quality (کوالٹی) — how long and how well a thing lasts

Quran or Hadith

Quran, Surah Al-Furqan 25:67: those who spend are neither wasteful nor stingy, but keep a balance in between. (See also Topic 1.3.) — to be checked, including the exact wording of the translation.

Fresh diagram to be drawn: A shopping list with three items ticked, and a "wait one day" clock next to a big purchase. In Project Desk colours.

💡 Remember:
  • Make a list, follow it, and compare prices.
  • Wait one day before a big purchase.
  • Cheap is not always cheaper — quality for daily-use things saves money.

Check your understanding

Total Marks: 3

Q1. What should you do before a big purchase?(1 mark)

Q2. What should you do when shopping?(1 mark)

Q3. Cheap is always cheaper.(1 mark)